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re: Custom Variable vs Term Life Insurance Opinions
Posted on 11/10/12 at 11:43 am to BestBanker
Posted on 11/10/12 at 11:43 am to BestBanker
quote:
Life insurance is life insuance, and investing is investing. Keep the two separate. The type of policy to own is an indiividual, case by case consideration.
Right answer. Your coworkers finance guy who used the word "rent" is an idiot. Life insurance is death protection, not an investment. Ask him how he feels about "renting" his auto insurance or how his investments in his homeowners insurance policy are performing? Any form of whole life is shite; that's a fact. Every advisor not paid promoting a specific product suggests term insurance and investing in a separate forum like Roth IRAs, 401k, etc.
This post was edited on 11/10/12 at 11:48 am
1
Posted on 11/11/12 at 11:51 am to jdg91878
you sound like a Dave Ramsey robot clone. Your ignorance in the above post knows no bounds and you are factually incorrect. This guys situation is different that is why there are many products. There is no one size fits all approach (like dave says) 
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