re: Health Benefits - New Policy on Spouses

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Seems your company is asking does your spouse (at this time) have available health insurance benefits?

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Our language -- at least the form we are required to sign -- is much broader. It basically asks "Does your spouse's employer offer health insurance for its employees?"

I doubt very seriously if any employer puts some sort of ridiculous limitation like "is your spouse eligible AT THIS TIME to obtain health insurance from her employer." That would be stupid.

As long as she's eligible under the plan -- whether or not she agreed to VOLUNTARILY contract herself out of actual coverage -- will be the deciding factor. And, if you try to parse words ("is" really does mean "is" Dorothy) you will get burned in the long term -- regardless of the letter you may have from her employer.

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I agree with frb. My spouse does not have insurance available to her, due to upfront negotiations, and we have the offer letter in hand stating that fact.

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When it comes to this issue, I can assure you that your wife's offer letter is completely irrelevant. Voluntarily declining coverage has nothing to do with whether she's eligible for coverage.