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Message
re: Health Benefits - New Policy on Spouses
Posted on 10/22/12 at 2:42 pm to sapo504
Posted on 10/22/12 at 2:42 pm to sapo504
quote:
sapo504
quote:
My company just opened us up to annual enrollment and I was notified if my spouse has available health insurance benefits and chooses to stay on my plan I will have to pay a surchage/fee of $600/yr if I keep her on my insurance.
Couple other facts. When wife accepted the job she indicated she didn't need the benefits and its a small business so was used in her salary negotiation for more base pay. I do not believe it was ever put in writing, but it was agreed to verbally. Also, her insurance blows and is more expensive substantially - more than $600 - so going on her insurance is not an option even if her boss would allow it.
She negotiated on a higher salary w/no healthcare and based it on your costs staying static. So add her to your policy, eat the $600. It all works out in the end.
Her basis for the higher salary was evidently a dynamic variable you both didn't consider being dynamic. Ya'll were wrong but greater tradgedies have occurred. You sound like you're wishing life was more fair.
This post was edited on 10/22/12 at 2:44 pm
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