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Message
re: Health Benefits - New Policy on Spouses
Posted on 10/22/12 at 1:52 pm to Newbomb Turk
Posted on 10/22/12 at 1:52 pm to Newbomb Turk
My company is making it an issue so how can it have nothing to do whatsoever with my company? This is the first time in my 10 years out of college I have even heard that companies do this so sorry to expect that would stay the same. Also, my dad and mom both worked for years and always had insurance through my dad since it was better/cheaper and it was a BENEFIT of the job. My company doesn't have to pay for anything, but I don't have to continue working there if I choose either.
Of course rates STILL go up even with this new policy. They are just trying to cut costs which is fine, but that doesn't mean I should sit and take it and not explore the best options for me and my family.
Another option I am going to explore is to get a letter from her HR dept stating she is not eligible for health benefits before my open enrollment ends since consensus seems to be to just pay it. That way it's in writing.
Of course rates STILL go up even with this new policy. They are just trying to cut costs which is fine, but that doesn't mean I should sit and take it and not explore the best options for me and my family.
Another option I am going to explore is to get a letter from her HR dept stating she is not eligible for health benefits before my open enrollment ends since consensus seems to be to just pay it. That way it's in writing.
2
Posted on 10/22/12 at 2:15 pm to sapo504
quote:
Another option I am going to explore is to get a letter from her HR dept stating she is not eligible for health benefits before my open enrollment ends since consensus seems to be to just pay it. That way it's in writing.
I still wouldn't feel comfortable until the insurance company (under your employer) accepted this in writing. Health insurance isn't something to gamble with.
Posted on 10/22/12 at 2:36 pm to sapo504
quote:
This is the first time in my 10 years out of college I have even heard that companies do this so sorry to expect that would stay the same.
My company started doing four years ago. We actually have spouses who work for our competitors and since we offered better coverage, we were covering all of their spouses. So, we were subsidizing our competitors.
F*CK THAT.
If a spouse has the option at their employer for health coverage, then let them pay for their own damn employees.
It's like all those people in Uptown New Orleans who own $1 million houses but who have been paying property taxes on a $100,000 bogus appraisal. Don't B!TCH because your house is now being appraised CORRECTLY, just be thankful that you got away with it for all these past years.
ETA: And, BELIEVE ME, if she ever had a major illness that cost $$$$'s, the FIRST thing the insurance company will do is contact her employer and make sure that she didn't have the option to get coverage there. Then they'll deny your coverage and turn you in to the local authorities for insurance fraud.
This post was edited on 10/22/12 at 2:39 pm
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