re: The reoccuring question.. should I pay off my mortgage?

pay it off. you could be unemployed tomorrow. not having that mortgage hanging over your head is a good thing, not a bad thing. if your completely debt free, bank it. so what if your not making 15% anymore. your liquid in case an emergency comes up. after saving up to have a on year of salary, THEN look into investments. it won't take you long to save up without debt. the hard problem for most is to STAY that way