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Business adds 3% to bill for using credit card

Posted on 9/8/12 at 12:58 pm
Posted by HubbaBubba
F_uck Joe Biden, TX
Member since Oct 2010
45851 posts
Posted on 9/8/12 at 12:58 pm
In Texas, it's against the law. You can offer a cash discount, but can't add to a transaction for using a credit card charge for a retail transaction. The state and any government/educational entity can, though.

My marina sent me a new contract. They have a line saying if I want to pay by credit card there is a 3% "convenience fee". Do I fight it? Do I register a formal complaint with the state attorney general's office?
Posted by TortiousTiger
Baton Rouge
Member since Jan 2007
12668 posts
Posted on 9/8/12 at 1:03 pm to
is it worth ruining your relationship with the marina?
Posted by Layabout
Baton Rouge
Member since Jul 2011
11082 posts
Posted on 9/8/12 at 1:13 pm to
Don't know about the law, but it's definitely a violation of the merchant's agreement with the credit card company. I'd complain to Visa or American Express and let them handle it. The fewer dealings I have with the legal machinery of government the better I like it.
Posted by C
Houston
Member since Dec 2007
27831 posts
Posted on 9/8/12 at 1:13 pm to
quote:

In Texas, it's against the law


The passport office charges $5 for using a credit card in Houston.
Posted by wickowick
Head of Island
Member since Dec 2006
45821 posts
Posted on 9/8/12 at 1:15 pm to
If they kick your boat out from the marina do you have other options?
Posted by kaaj24
Dallas
Member since Jan 2010
621 posts
Posted on 9/8/12 at 1:26 pm to
which marina in texas is it?
Posted by Lou
Modesto, CA
Member since Aug 2005
8290 posts
Posted on 9/8/12 at 1:31 pm to
quote:

Do I fight it? Do I register a formal complaint with the state attorney general's office?
I honestly don't think you are going to get anywhere with this. You are right that they shouldn't be doing this, both policy-wise and legally, but I see it so widespread now that I think it's just accepted. People drive over the speed limit, people sneak liquor into football games, etc. Some laws have just become acceptable to fudge, and I think this is one of them. Not saying it's how it should be, I just think that's how it is.
Posted by Maniac979
The Great State of Texas
Member since Jan 2012
1904 posts
Posted on 9/8/12 at 3:30 pm to
(no message)
This post was edited on 1/12/13 at 9:22 pm
Posted by TIGER2
Mandeville.La
Member since Jan 2006
10488 posts
Posted on 9/9/12 at 10:13 am to
I don`t really have an answer,but I do have a question. Credit card charges are are just like any other cost involved in running a business. No different than the water,or electric bill. The company should figure the cost of running the marina and charge accordingly. Just the way I see it.
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