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re: Someone Tell Me About Roth IRAs (New ? on Pg 3)
Posted on 9/2/12 at 5:24 pm to saderade
Posted on 9/2/12 at 5:24 pm to saderade
quote:
I would like to be more aggressive than conservative at this poin
Vanguard is a good choice. If you pick a fund with a target date well into the future, the investments will be a lot more more aggressive than one with a target of, say, five years.
You can tweak it by adjusting the target year, i.e., if you actually plan to retire in 20 years, get into the plan with a target date of 25 or 30 years. These will be investing more aggressively given the longer time horizon.
This post was edited on 9/2/12 at 7:51 pm
1
Posted on 9/5/12 at 8:29 am to Layabout
Perfect time for me to read this thread. I am actually planning on opening a ROTH this week. I was looking at the Vanguard Target Retirement 2050 Fund. It requires a minimum of $1,000 and has a low expense ratio of 0.19. Anyone have any good or bad news on this one? I would rather just contribute the money and not have to actively manage my allocations.
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