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Message
re: Someone Tell Me About Roth IRAs (New ? on Pg 3)
Posted on 8/31/12 at 11:21 am to Fat Bastard
Posted on 8/31/12 at 11:21 am to Fat Bastard
quote:
some may not be able to afford it if they max out their 401k.
anyone under 40 should max roth first
2
Posted on 8/31/12 at 11:31 am to yellowfin
quote:
anyone under 40 should max roth first
oh i agree, i am over 40 and make sure i max out my roth every year....... but some things are done differently by others. I for instance DO NOT max my 401k for many reasons i have stated before(not crazy about fund options,more money for my other investments that i prefer right now, etc). I only put up to what they match, I mean who would not at least do that?
This post was edited on 8/31/12 at 11:32 am
Posted on 8/31/12 at 11:45 am to yellowfin
quote:
anyone under 40 should max roth first
With the caveat that they've contributed up to the match in their 401k first.
quote:
I believe 5,000 is the most you can put in a Roth per year.
And that's per person, so if you are married, you should be contributing $10k as a couple.
This post was edited on 8/31/12 at 11:47 am
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