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Help with Student Loans
Posted on 6/7/12 at 2:11 pm
Posted on 6/7/12 at 2:11 pm
I'm about to have to take out loans for grad school. My question is: Is there any better/cheaper way to take out loans besides going through FASFA?
Also, I may or may not have slightly bad credit (need to check on it). I know for the subsidized FAFSA loans credit isn't a worry, but for the subsidized ones, which I also need, it comes into play. If my credit is "bad" will I still be eligible?
TIA for any info you can give
Also, I may or may not have slightly bad credit (need to check on it). I know for the subsidized FAFSA loans credit isn't a worry, but for the subsidized ones, which I also need, it comes into play. If my credit is "bad" will I still be eligible?
TIA for any info you can give
2
Posted on 6/7/12 at 2:44 pm to genxtiger
FAFSA is required for pretty much any loans for grad studies. I took on some Grad Plus loans for my MBA studies. I looked for private loans but most banks would not play along without some considerable asset to take the loan against. Grad Plus loans are at 7.9% and payments begin one month after completion or going below part time status. Credit is considered, but it is my understanding that most applicants are approved. Hope this helps..
Posted on 6/7/12 at 3:09 pm to genxtiger
quote:Nope, the 6.8% fixed is the best you are going to get. They are getting rid of subsidized loans on July 1st I believe. So you are stuck with unsubsidized which accrue interest when you are in school.
My question is: Is there any better/cheaper way to take out loans besides going through FASFA?
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