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re: The good news: 15 yr mortgage rate is...

Posted on 8/4/11 at 2:34 pm to
Posted by I Love Bama
Alabama
Member since Nov 2007
37739 posts
Posted on 8/4/11 at 2:34 pm to
Call your local credit union. Much less red tape and you will get a better rate.
Posted by LSU1018
Baton Rouge
Member since Feb 2007
7222 posts
Posted on 8/4/11 at 3:19 pm to
If you are in baton rouge, I would recommend SWBC mortgage or iberia bank. Both have good rates and are very straightforward
Posted by novabill
Crossville, TN
Member since Sep 2005
10465 posts
Posted on 8/4/11 at 10:18 pm to
quote:


Call your local credit union. Much less red tape and you will get a better rate.


Unless the credit union is keeping the loan in house, they are not if they are doing a 30 yr fixed, they will have the same requirements as any other lender.
Should be able to get low 4's on a 30 and low to mid 3s on a 15 yr loan.
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