re: Advice for dealing with loan officer (or am I off my rocker)?

I have closed a refinance in less than 7 days before. That doesn't and can't happen anymore, but still, this is an inordinate amount of time, and more than likely, you're dealing with either:

1.) Incompetence from the LO
2.) Collusion between LO & Supervisor to push the loan closing into July to pad the numbers for the start of that month's production outlook.