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re: % of Credit limit to use each month?
Posted on 5/26/11 at 3:20 pm to kfizzle85
Posted on 5/26/11 at 3:20 pm to kfizzle85
quote:
I don't think it makes a difference.
It does make a difference for credit agencies. I got a few minor deductions for this on my last report. Seems kinda wierd that you would get a hit if you pay it off every month, but...
This post was edited on 5/26/11 at 3:21 pm
2
Posted on 5/26/11 at 3:23 pm to C
Using it and paying it off isn't bad. That guy is just an idiot.
However, when you go to get your credit checked (loan), you need to make sure it is paid off.
Actually, using a lot of your credit limit is probably a good thing because it will encourage your cards to boost their limit, giving you a better score.
However, when you go to get your credit checked (loan), you need to make sure it is paid off.
Actually, using a lot of your credit limit is probably a good thing because it will encourage your cards to boost their limit, giving you a better score.
Posted on 5/26/11 at 3:28 pm to C
You got a few minor deductions that say they are explicitly due to the fact that you are using more than 30% or your total credit?
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