re: Question about debt reduction and deciding when to purchase home

IF it were me and I'm no money expert..

1) I would consolidate and refi the student loans if not already done, should be able to get a MUCH lower rate.

2) If the house is already too small it aint gonna get any bigger, buy the house now. Intrest rates are at an all time low and the market couldn't be better to buy a first home. The addage buy low sell high couldn't be more true now. Then you are no longer throwing away money to rent, and building equity. This would allow a monthly payment that would be manageable and you could still work on paying off student loans.

I am not a fan at all of renting if you can afford to buy that is a rule that's worked for me in my career.