re: Term Life at age 64

quote:

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And she has requested cremation, so I think that the smaller plan will cover that or at least most of it.

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You must be planning a do-it-yourself cremation. You know, throw ma-in-law on the bonfire type of thing. Cremations are about half the cost of traditional burials is what I've been told. So if a cheap burial is $5,000, a cheap cremation would be $2,500. Unless "they" lied to me. I've never personally priced it.

You mother-in-law sounds like she wants to be able to feel satisfaction about leaving something to her kids. Allow her the dignity of doing that.