re: 529 College Savings Plan

Whoooaaaa...
The last thing I meant to imply is that I like Dave Ramsey. I agree, people treat him like a God, and his advice equates to "don't eat, and you won't get fat". It's quite entertaining to see people follow his advice as if they are in a trance. Although some of his advice has merit, much of it is garbage.
One of the disadvantages of a 529, is that there are many variables which will nullify the tax advantages of it. For example, what if the child doesn't go to college, or gets a full ride. Yes, you get tax deduction now, but will have to pay the taxes upon withdrawal. Of course, no one can be sure, but do you think taxes will be higher or lower in future years?!

The reason I brought up Ramsey, was because it entertains me how many people recite his advice on how good something is (when it usually isn't), and treat it like the holy word, but no one mentions it when someone asks about something that Ramsey doesn't really care for.