re: Min qualifications to get a highly secured home equity loan?

Pretty much anyone can get *some* credit, the question is what it will cost. In other words, will the lender be a big bank, a subprime lender, a payday lender, or what?

The minimum requirements will obviously vary greatly depending on who you talk to. Yes, someone will laugh. And someone else will not, but he charges more. Sometimes a lot more.

But you gotta start somewhere. Better that than nothing at all.