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re: In the market for a house...

Posted on 5/8/24 at 10:33 am to
Posted by GeauxGriff
Member since Dec 2022
20 posts
Posted on 5/8/24 at 10:33 am to
You’re grossly underestimating your future expenses.

I make more than you and your spouse combined and I feel like I can barely afford my $325k house at 2.5% interest once I factor in household and personal expenses. You’ll be shocked how easy it is to have a couple consecutive months of having your AC die, your vehicle need a repair, and some other unanticipated expense and all the sudden you feel like you’re living paycheck to paycheck.
Posted by Dire Wolf
bawcomville
Member since Sep 2008
36748 posts
Posted on 5/8/24 at 10:36 am to
quote:

I make more than you and your spouse combined and I feel like I can barely afford my $325k house at 2.5% interest once I factor in household and personal expenses. You’ll be shocked how easy it is to have a couple consecutive months of having your AC die, your vehicle need a repair, and some other unanticipated expense and all the sudden you feel like you’re living paycheck to paycheck.



a tree dies and it is 2k to remove it

daycare? 1800 a month

Posted by JohnnyKilroy
Cajun Navy Vice Admiral
Member since Oct 2012
35587 posts
Posted on 5/8/24 at 10:50 am to
quote:

I make more than you and your spouse combined and I feel like I can barely afford my $325k house at 2.5% interest once I factor in household and personal expenses.



You make over 160k and feel like you can barely afford a ~1400 mortgage payment?

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