- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
re: Need help haggling with liberty mutual after a hail storm (Long) - iwyLSUiwy shoutout pg 2
Posted on 3/22/24 at 2:58 pm to el duderino III
Posted on 3/22/24 at 2:58 pm to el duderino III
quote:
If the money being paid for those trades is to fix damage that I am willing to accept, how is that any different that receiving an insurance check to fix your car and just keeping the check, or doing the work yourself?
There is no difference. But just getting a check and keeping the money is insurance fraud. Fixing it yourself is a different story.
Look, I hate insurance companies, and I'm for the homeowner. Insurance companies try to screw people non stop. They get away with it every day all day. So I'm on your side.
quote:
The policy coverage is to compensate the owner to restore the the property to the state it was in prior to the incident, no? Shouldn't I have the choice to either accept something being shitty or use the money to get it fixed?
Yes, they are paying you to repair your home, they are not paying you just to give you money to do as you please. You might not like to hear it, I'm just telling you the truth. Look, customers do what you are doing all the time. I'm not going to act like you're a terrible person for doing it. We get people all the time wanting to make money off their claim, and almost everyone wants help with their deductible.
As a contractor, when a customer wants that, in my head I'm normally thinking it's a cheap homeowner that wants stuff done for free, but also, if you have the damage, I am willing to fight on your behalf to get you paid for the things damaged. If it got me the job, I will fight on your behalf to get you that money and you do whit it as you please.
If you want, you could email me your estimate and I could review it and maybe give you some advice that could help your argument to get O&P.
2
Posted on 3/23/24 at 1:21 pm to iwyLSUiwy
quote:
If you want, you could email me your estimate and I could review it and maybe give you some advice that could help your argument to get O&P.
I would really appreciate that man! See this is what makes TD special. I have asked about 5 different people, including my dad (who usually knows everything), and gotten drastically different answers, but you post a question on here, and odds are you'll find someone to help you out that ALSO knows exactly what they're talking about.
my email is rajincajin26@yahoo.com.
And next time you're in my neck of the woods or vice versa, beers are on me
Posted on 3/23/24 at 6:29 pm to iwyLSUiwy
quote:
But just getting a check and keeping the money is insurance fraud.
This is absolutely not true at all. There is nothing in insurance that requires you to repair a vehicle or home with the money from a settlement
The insurance company will include your lender or lienholder on a check because they have a financial interest. It may be a requirement of your lender or lienholder you use the funds to repair your home or car, but it’s not a requirement of insurance.
For example: If your car is hail damaged and you do not have a loan, you can take the insurance payment and go spend it all at the casino if you want, it doesn’t matter.
Page 1 of 1
Popular
Back to top
Follow TigerDroppings for LSU Football News