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HOME TITLE THEFT --- now what?
Posted on 3/20/24 at 8:54 pm
Posted on 3/20/24 at 8:54 pm
How common is this crime, actually?
I tuned in to the AM radio dial briefly this afternoon, and an ad came on for some product called "home title lock." The guy promoting "home title lock" stated that title theft is the fastest increasing crime in America, and that victims of this theft usually know nothing about the crime until cars, houses, property, etc are purchased with the victim's personal identity, and creditors are demanding/ suing for nonpayment, or the rightful homeowner is locked out of his home and/or the home has been acquired by the thief. What's worse, the advertisement went on to say that victims of home title theft have essentially no legal recourse.
Does anyone have information on this matter?
I tuned in to the AM radio dial briefly this afternoon, and an ad came on for some product called "home title lock." The guy promoting "home title lock" stated that title theft is the fastest increasing crime in America, and that victims of this theft usually know nothing about the crime until cars, houses, property, etc are purchased with the victim's personal identity, and creditors are demanding/ suing for nonpayment, or the rightful homeowner is locked out of his home and/or the home has been acquired by the thief. What's worse, the advertisement went on to say that victims of home title theft have essentially no legal recourse.
Does anyone have information on this matter?
14
Posted on 3/20/24 at 8:57 pm to tarzana
It’s too late. I already have your title.
Posted on 3/20/24 at 8:57 pm to tarzana
It probably happens once in a while but if something is being advertised on AM radio or late night cable it's designed to scare old people.
Posted on 3/20/24 at 8:57 pm to tarzana
You should’ve used a realtor to buy the house
Posted on 3/20/24 at 9:10 pm to tarzana
quote:just stop
The guy promoting "home title lock" stated that title theft is the fastest increasing crime in America
Posted on 3/20/24 at 9:11 pm to tarzana
Posted on 3/20/24 at 9:20 pm to tarzana
I sold my home’s title to The Million Dollar Man, Ted Dibiase.
Posted on 3/20/24 at 9:22 pm to tarzana
When you purchase with a mortgage, title insurance is required. It is a one-time premium payment at the closing, and covers false claims to a title.
The only people that should be concerned about it are cash purchasers that waived the title insurance coverage.
The only people that should be concerned about it are cash purchasers that waived the title insurance coverage.
This post was edited on 3/20/24 at 9:24 pm
Posted on 3/20/24 at 9:24 pm to tarzana
Complete scam.
Posted on 3/20/24 at 9:26 pm to tarzana
Combine Home Title Theft and Squatters and you've got a REAL problem!
Posted on 3/20/24 at 9:26 pm to tarzana
quote:
HOME TITLE THEFT --- now what?
Posted on 3/20/24 at 9:43 pm to tarzana
Posted on 3/20/24 at 9:46 pm to tarzana
Why are you so worried?
Relax man.
Relax man.
Posted on 3/20/24 at 10:00 pm to tarzana
I don’t think it is common at all. Thieves aren’t usually the smartest folks and they are pretty lazy as well. There are a whole lot easier and faster ways to make 50 - 100K
Posted on 3/20/24 at 10:03 pm to tarzana
quote:
How common is this crime, actually?
I don’t know about the actual rates, but I have a buddy who underwrites title insurance and he told me their pay out range is effectively 0%. So basically, it either never happens, or the policy you buy is worthless.
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