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re: Give me scenarios where whole life/VUL would be a good idea to own
Posted on 3/20/24 at 10:06 am to JL
Posted on 3/20/24 at 10:06 am to JL
quote:
Only other thing I would do with the money is invest in the market
A VUL is an extremely expensive way to invest in the market. You are correct about the tax advantages, but if you really are maxed out on everything else and have rental income as well, does it really seem likely you'd utilize this in retirement?
I mean, if you're some type of mega-millionaire where what you've described isn't going to be enough, then maybe. Otherwise, I'm not sure the tax advantages are so much better than the drag on the portfolio of fees and restrictions of a policy designed in this manner.
If you do want a $10m VUL that you intend to max out, can I sell it to you? Ole Gil could really use that commission!
Posted on 3/20/24 at 10:09 am to UpstairsComputer
quote:
If you do want a $10m VUL that you intend to max out, can I sell it to you? Ole Gil could really use that commission!
You can take us all to lunch!
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