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re: 529 Balance and Investment Options

Posted on 3/13/24 at 10:37 pm to
Posted by slackster
Houston
Member since Mar 2009
85396 posts
Posted on 3/13/24 at 10:37 pm to
quote:

Original poster said he hoped to have $120k saved Using that as a bases The Software ran 10000 simulations (I did it based on S&P returns of 10% per annum, my daughter 529 is right at 15% since inception mind you)and worst case scenario would be that she was short $2500 at time of graduation


He’s already at $120k based on his post and he’ll be at $135k in short term options in 2.5 years.

Also, that math makes no sense in a simulator. The worst case scenario in such a small window is far worse than running out the month before graduation.

You are using much different numbers than the OP presented.

ETA- for the sake of clarity, what hypothetical did you run?
This post was edited on 3/13/24 at 10:39 pm
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