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re: 529 Balance and Investment Options
Posted on 3/12/24 at 4:37 pm to BamaAlum02
Posted on 3/12/24 at 4:37 pm to BamaAlum02
I wouldn’t and I don’t have any of it in Bonds or M&M.
I have 529 for my senior HS daughter and intend to leave it S&P fund for durations of her college education.
You have to remember your only taking out funds as you need them
I have 529 for my senior HS daughter and intend to leave it S&P fund for durations of her college education.
You have to remember your only taking out funds as you need them
2
Posted on 3/12/24 at 5:09 pm to masoncj
I’m only taking out as needed but will most likely exhaust the $120k unless there are significant scholarships.
I guess I’m not comfortable with the thought of the funds not being there when I need them. And that is probably likely to happen at some point over the next 5-6 years.
I guess I’m not comfortable with the thought of the funds not being there when I need them. And that is probably likely to happen at some point over the next 5-6 years.
Posted on 3/13/24 at 8:18 pm to masoncj
quote:
have 529 for my senior HS daughter and intend to leave it S&P fund for durations of her college education.
You have to remember your only taking out funds as you need them
Depending on your daughter’s qualified education expenses, that’s incredibly ballsy. Like a lot of balls.
For the OP, I’d be targeting closer to 30% stocks. You have funds you know you’ll need in 2.5 years and you can get quality yield on short term options. No point in risking it this close to the finish line.
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