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re: RSU strategies

Posted on 3/7/24 at 1:18 pm to
Posted by STLhog
Nashville, TN
Member since Jan 2015
17729 posts
Posted on 3/7/24 at 1:18 pm to
quote:

If you’ve got excess exposure to this company through plans and/or unvested shares, you’d be doing exactly what I do.


Plenty more unvested so it feels like any upside is captured in those. With the stock at ATH, it feels like free money and avoids additional gains tax.

Just curious if there are any tax benefits/detriments I'm not thinking about.
Posted by LSUcam7
FL
Member since Sep 2016
7912 posts
Posted on 3/7/24 at 1:38 pm to
I don’t think so outside of opportunity costs of missing out IF price appreciation (or dividend) pays more than replacement holding.

Would be curious if anyone says otherwise.
Posted by Boss
Member since Dec 2007
1212 posts
Posted on 3/7/24 at 1:43 pm to
I wouldn't want the ordinary income hit. I'd rather hold for the LTCG. Depending on your bracket, that could be 15%+ difference.
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