re: How much money do people need to retire?

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I think degraded health or major health events are the big things that wipes out savings for someone like this. But alll signs point to him comfortably watching LSU and chilling in the AC till he dies.

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This is always the terrifying variable for a retired person. Even if you are an incredibly responsible person with your money and budget - all it takes is a heart attack or a cancer diagnosis to potentially wipe you out. I’ve seen it happen and it’s very sad and terrifying.