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re: Louisiana insurance rates

Posted on 2/27/24 at 9:07 am to
Posted by Jh22586
Member since Oct 2019
646 posts
Posted on 2/27/24 at 9:07 am to
Yes I got pictures of her car and mine, videos of her uncle pushing the bumper and videos of the cop looking at it etc etc I submitted it all to my insurance

The guy claimed they not going to get what they asking for and probably just going to take a settlement
This post was edited on 2/27/24 at 9:09 am
Posted by 9Fiddy
19th Hole
Member since Jan 2007
64239 posts
Posted on 2/27/24 at 9:26 am to
quote:

The guy claimed they not going to get what they asking for and probably just going to take a settlement

This here is why the rates are so damn high. They should not only get zero, they should have to pay legal fees for filing a frivolous lawsuit. The intent was never to get the full $30K. The intent was to get a settlement.

Until we stop incentivizing these frick heads who do this, we’re going to stay fricked when it comes to rates.
Posted by Jcorye1
Tom Brady = GoAT
Member since Dec 2007
71655 posts
Posted on 2/27/24 at 9:54 am to
quote:

take a settlement


My dad and I always debate on this. A lot of insurance managers thrive on "the only good claim is a closed claim" and cite a very real chance of trial risk. Ignorant juries see big bad insurance companies and can/will stick it to them. That being said, this mindset has led to lawyers bringing up stupid cases and getting a settlement purely because insurance companies are afraid of idiot juries.
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