re: Louisiana insurance rates

quote:

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Until we stop incentivizing these frick heads who do this, we’re going to stay fricked when it comes to rates.

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Yup exactly. My insurance rep was like “if it was up to me I would fight this, but State Farm is just going to settle for $5000-$10000 most likely just to close the case.

But now my insurances rates go up granted because my record has been so clean for 10+ years it only raised $22 a month but still. It’s clear as day she is lying. So why settle State Farm got the resources to fight it. But my insurance rep said even if they fight it in Louisiana a lot of these judges will still award money to the person who is suing so they feel it’s cheaper just to toss a settlement out there and end it