Louisiana insurance rates

The new insurance commissioner talking about the insurance rates in Louisiana and now they are sky high. Auto insurance in my opinion is the absolute worst, And it’s clear why.

Currently I’m being sued well my insurance is. Because I was at a red light in on Jefferson and lobdell, at a dead stop, and my foot slipped off the brake pedal, and I immediately slammed on the brake when it happened. Well I didn’t even realize it but apparently I tapped the back of this yellow 2012 Camaro V6 and the girl in there was like can we pull in the parking lot of goodwood hardware and check I said sure. We get out, not a scratch, or a spec of dust on her car or My truck. She insist calling the cops out for a report, ok no problem what so ever. Suddenly her mom and uncle show up, he starts pushing the bumper facial of the car and I’m like wtf, cop comes out and takes both of our statement to make his report tells both of us, not even sure why I’m out here. A few weeks later I get a call from State Farm apparently this girl is suing for being hurt, missing work, pain and suffering. Wants $30k. My insurance even got the body cam footage and he was like “yeah I can clearly hear when the cop said I don’t even know why I am here for this” … this right here is why insurance rates are through the roof. Stop allowing people to sue for bs like this

Rant ended