re: Pay Extra on Student Loan vs Invest?

Basically depends on how much you value being out from under it.

The interest rates on the loan balance are about the same as the returns on a CD, so the typical argument (being better off investing) doesn't apply.

You could do better in stocks, but those are unreliable in the short term. If that money goes into stocks and we get a bear market in the near future, you're worse off.

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We just want it GONE.

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Then hit it as hard as you can. Put the amount budgeted toward the loans. Also pay any extras left over at the end of each month, like the electric bill coming in under budget.