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re: 401k

Posted on 2/6/24 at 1:42 pm to
Posted by Sir Saint
1 post
Member since Jun 2010
5328 posts
Posted on 2/6/24 at 1:42 pm to
Someone correct me if I’m wrong but many company sponsored 401k plans do not allow (or limit in some way) rollovers while you are still employed.

Your difference in returns is solely related to what your money is invested in (less any fees). Not at all related to what account the money is in (ie 401k vs IRA). Some 401ks have shitty, high fee mutual funds which may be contributing to low returns. Or maybe you’re in some bond fund which obviously will lag S&P.

Post what fund you’re invested in with your 401k, as well a what 401k fund options are available to you and ppl can chime in on suggestions.
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