re: Fixed income: Bonds versus CDs

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That's where I've generally put REITs and it seems like the same logic would apply here?

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All else being equal, don’t hold REITs in your Roth. Hold them in your brokerage account.

I realize sheltering the dividends seems attractive, but REIT dividends are tax favorable already. Put your higher upside stocks in your Roth. Depending on your overall asset allocation, I’d own very little in bonds in my Roth. Thats your best growth account.