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Started By
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IUL. Pros/Cons
Posted on 2/3/24 at 9:42 pm
Posted on 2/3/24 at 9:42 pm
Who has one? What are pros and cons. General thoughts?
3
Posted on 2/3/24 at 9:51 pm to Transplant Tigah
I'm sure the insurance salesman have lots of pros they can tout.
Posted on 2/4/24 at 6:54 am to Transplant Tigah
What are you trying to accomplish with it?
Posted on 2/4/24 at 10:06 am to Transplant Tigah
A normal taxed brokerage account is not a bad place to have money. Simply buy some ETF’s or mutual funds and don’t sell them, and there’s virtually no tax until you do sell which can be 40 years from now. Chances are with a normal taxed account you are still going to beat any sort of ‘investment’ in an insurance policy.
ETA: the benefit is the money is immediately accessible and you don’t have to ‘loan’ it to yourself or any other sort of BS from a retirement or insurance account.
ETA: the benefit is the money is immediately accessible and you don’t have to ‘loan’ it to yourself or any other sort of BS from a retirement or insurance account.
This post was edited on 2/4/24 at 10:08 am
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