re: Retirement Income Goals for planning purposes.

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$10,000 per month after taxes is the "base line". Retirement date, assume is today. Place of Retirement assume is Louisiana.

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Is the retiree single, married, etc? What are the plans for health insurance? If using ACA and single you would need to stay below "x" income or you may find yourself paying full price for insurance premiums. I early retired years ago and still not close to 65, money hasn't been an issue with 6-figure expenses. All depends on net worth, accessible after tax funds, and know how to maximize income while minimizing taxes. People need to accumulate significant after tax investments and build tax loss carry forwards to help reduce tax costs in retirement, seriously helps bridging to full retirement age, delaying SSI, etc. Roth > 401k's, would be stacking them pre-retirement, especially if you have access to Roth 401k at work. I haven't lived in LA in a very long time and would not retire there.