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re: Retirement Income Goals for planning purposes.
Posted on 1/14/24 at 3:21 pm to Champagne
Posted on 1/14/24 at 3:21 pm to Champagne
quote:
have no idea how much 10k a month will stretch in the years of the 2040s.
What are your income sources in retirement? Retirement withdrawal methods such as the 4% rule typically account for inflation and would require +$3m nest egg to draw $120k. On other hand if you are looking at a $10k/m fixed income stream with no inflation adjustments thats gonna get real tight after 20-30 yrs.
1
Posted on 1/14/24 at 4:05 pm to TorchtheFlyingTiger
quote:
What are your income sources in retirement? Retirement withdrawal methods such as the 4% rule typically account for inflation and would require +$3m nest egg to draw $120k. On other hand if you are looking at a $10k/m fixed income stream with no inflation adjustments thats gonna get real tight after 20-30 yrs.
That's why I'd better keep saving, even though right now things look great (for just this moment in time).
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