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re: Small Business Group Health Insurance Options in Louisiana?

Posted on 1/10/24 at 10:46 am to
Posted by Weekend Warrior79
Member since Aug 2014
16593 posts
Posted on 1/10/24 at 10:46 am to
We pay 100% of employees, and have the employees pay for their dependents ... 19 full time employees

We also make sure our broker is shopping the hell out of the plan every year and evaluate the options that fit the budget we want. They told me there are plans out there when you can move to a higher deductible, then fund a portion of an HSA for the employees, for less money than a low deductible plan
Posted by CHGAR
Haile, LA
Member since Aug 2022
583 posts
Posted on 1/10/24 at 11:31 am to
Pay 100% of all employee High Deductible plan. If they want to purchase lower deductible plan, they pay difference. Family and dependent coverage is employee paid as well.

Found this to be best solution to avoid any discrimination.
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