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Posted on 1/6/24 at 11:24 am to The Donald
Jumbo is for loans over a certain amount, varies by state.
In Louisiana it is $498,257.
Remember, the rates above are "average rates". If you have solid credit, you should be able to get a rate a little under. And its still a buyers market. Instead of asking your seller to come off the price by $25k, consider asking them to come off by $15k and pay $10k toward closing costs, where you can buy some points down and save on your payment.
In Louisiana it is $498,257.
Remember, the rates above are "average rates". If you have solid credit, you should be able to get a rate a little under. And its still a buyers market. Instead of asking your seller to come off the price by $25k, consider asking them to come off by $15k and pay $10k toward closing costs, where you can buy some points down and save on your payment.
This post was edited on 1/6/24 at 11:27 am
Posted on 1/6/24 at 12:19 pm to The Donald
Jumbo is for dummies like me who borrowed a ton because I live in an insanely expensive part of the country.
This post was edited on 1/6/24 at 12:23 pm
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