re: Best small business retirement account contribution rate for President/ owners?

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...employee contributions as employer contributions are capped right?

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Employer contributions are capped at 25% but you will have to do it for everyone eligible.

You can defer up to $23,000 + catch up over age 50.

I don't think it would flag an audit - this happens all the time.

If you do a 401k, look at a Safe Harbor plan so you can get around testing. If you don't the odds are you'll be getting taxable refunds every year and not get the full benefit out of it (the headache and the expense).

Another tip, an auto-enroll feature is worth $500 in tax credits for 3 years.

If you go down this road and it still doesn't work for you, that SIMPLE that was mentioned may be your best best.