re: I'm 39 years old and apparently still don't fully understand credit cards

quote:

---

So I messed up: I use online pay but enter them manually and fat fingered a date. Payoff was two days late, so I got hit with the fees and interest. Fine, my own fault, I accept it. Schedule the full payment.

---

Call the credit card company. If they’re worth a shite (CapOne in my case), they’ll note it’s your first time and undo the added charges when they see the payment came in.