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re: YNAB - Anyone use it
Posted on 1/12/24 at 10:13 am to Ace Midnight
Posted on 1/12/24 at 10:13 am to Ace Midnight
I used YNAB for a year and loved it. Then, for whatever reason, I got out of the habit of giving it a daily "touch-up" to keep things in order. Missed a month. Went back and spent more time than I liked to get it smoothed out again.
That happened a couple of times and it just turned into more effort than I was willing to deal with. So, I cancelled it.
Totally MY fault and not YNAB's!
I'm thinking about trying it again, but going to look at Monarch Money this weekend, as this thread is the first I've heard about it. Website looks nice and a 7-day free trial, plus coupon code, definitely piques my curiosity.
I can tell you that my finances were cleaner and in better shape with YNAB than without. You just have to put in a lil work, no matter how automated it can be. It IS your finances.
That happened a couple of times and it just turned into more effort than I was willing to deal with. So, I cancelled it.
Totally MY fault and not YNAB's!
I'm thinking about trying it again, but going to look at Monarch Money this weekend, as this thread is the first I've heard about it. Website looks nice and a 7-day free trial, plus coupon code, definitely piques my curiosity.
I can tell you that my finances were cleaner and in better shape with YNAB than without. You just have to put in a lil work, no matter how automated it can be. It IS your finances.
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