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re: YNAB - Anyone use it
Posted on 1/11/24 at 9:44 pm to glorymanutdtiger
Posted on 1/11/24 at 9:44 pm to glorymanutdtiger
quote:
Does it handle uploading a store bill like Target as credit cards don't care about the itemized billing?
It certainly won't do it automatically.
quote:
If my family spent 200$ at target and I cannot handle the itemization, there is no way for me to tell if 200$ is junk food or something we need.
You either get an email receipt from the retailer or keep you physical receipt - YNAB will let you split the transaction if you know what goes where.
1
Posted on 1/12/24 at 10:13 am to Ace Midnight
I used YNAB for a year and loved it. Then, for whatever reason, I got out of the habit of giving it a daily "touch-up" to keep things in order. Missed a month. Went back and spent more time than I liked to get it smoothed out again.
That happened a couple of times and it just turned into more effort than I was willing to deal with. So, I cancelled it.
Totally MY fault and not YNAB's!
I'm thinking about trying it again, but going to look at Monarch Money this weekend, as this thread is the first I've heard about it. Website looks nice and a 7-day free trial, plus coupon code, definitely piques my curiosity.
I can tell you that my finances were cleaner and in better shape with YNAB than without. You just have to put in a lil work, no matter how automated it can be. It IS your finances.
That happened a couple of times and it just turned into more effort than I was willing to deal with. So, I cancelled it.
Totally MY fault and not YNAB's!
I'm thinking about trying it again, but going to look at Monarch Money this weekend, as this thread is the first I've heard about it. Website looks nice and a 7-day free trial, plus coupon code, definitely piques my curiosity.
I can tell you that my finances were cleaner and in better shape with YNAB than without. You just have to put in a lil work, no matter how automated it can be. It IS your finances.
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