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YNAB - Anyone use it
Posted on 12/30/23 at 10:56 am
Posted on 12/30/23 at 10:56 am
Looking to use budgeting app. Any other recommendations
This post was edited on 12/30/23 at 10:56 am
7
Posted on 12/30/23 at 1:14 pm to glorymanutdtiger
Been on it since 2017. Someone from the LSU crypto telegram group back in the day got me started. Even when I’ve tried to leave it I always go back.
Posted on 12/30/23 at 8:06 pm to glorymanutdtiger
Don’t want to get hijack, but has anyone used co-pilot and how does it compare to other popular apps (mint, ynab, etc)?
Posted on 12/30/23 at 10:55 pm to glorymanutdtiger
I've used it since 2015. There can be a slight learning curve but nothing drastic. I like how it gives freedom to move money around after you assign it. Auto movement for CCs and you can set up your mortgage to auto calc PITI assignments. Much more. I like it. Wife had Dave Ramsey's app for a bit and it was trash imo, expensive and limited in functionality. Mint no longer operates.
Posted on 12/31/23 at 7:28 am to glorymanutdtiger
Highest recommendation
Posted on 12/31/23 at 3:43 pm to glorymanutdtiger
I've been using YNAB since ~2005 when it was in spreadsheet form. (Yes, I am old :)). I've tried other programs but nothing beats YNAB depending on your financial goals.
What are you trying to achieve with YNAB?
What are you trying to achieve with YNAB?
Posted on 1/2/24 at 10:36 am to glorymanutdtiger
Monarch is pretty awesome. I’ve used Mint in the past, then tried YNAB and it’s solid too. I recently switched to Monarch and it’s much slicker than YNAB. It does a lot of categorizing for you and you can create rules moving forward to make everything a lot more automated. So that you don’t have to manually categorize every transaction; it’ll do a lot for you.
They also are running a promo code MINT50 to give you 50% off the first year. Normally it’s $99. Knocks it down to $49.
They also are running a promo code MINT50 to give you 50% off the first year. Normally it’s $99. Knocks it down to $49.
Posted on 1/3/24 at 11:53 am to glorymanutdtiger
I'm on day 2 of using Monarch Money and I've been impressed with the ability to connect accounts so you can see your net worth, categorize your spend, see recurring costs, etc. I haven't gotten to the budgeting part yet.
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