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re: Car insurance question
Posted on 10/19/23 at 10:32 am to TDTOM
Posted on 10/19/23 at 10:32 am to TDTOM
The math changes depending upon what your current premium is.
Your $2700/yr is very different than $4000/yr or God forbid $5500/yr.
Some people are still paying $600/yr full coverage. Others are hovering around $7k+/yr with teen drivers. $10k/yr if they keep luxury vehicles with those teen drivers.
The surcharge for a singular accident without claims forgiveness typically runs 10-20%. There may be additional increases for loss of discounts (accident free,defensive driver, etc..)
Every company is different.
Every zip code is different.
But the numbers above are probably according to the law of averages.
Your $2700/yr is very different than $4000/yr or God forbid $5500/yr.
Some people are still paying $600/yr full coverage. Others are hovering around $7k+/yr with teen drivers. $10k/yr if they keep luxury vehicles with those teen drivers.
The surcharge for a singular accident without claims forgiveness typically runs 10-20%. There may be additional increases for loss of discounts (accident free,defensive driver, etc..)
Every company is different.
Every zip code is different.
But the numbers above are probably according to the law of averages.
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