re: Salary of $115,627 needed in order to qualify for a mortgage on a typical American home

She is interested in rural, but she is about to go into the matching process and you don't have a ton of control of where you end up. Even after 5+ years of residency, we have to go somewhere with a VA hospital, where she will work for four years to fulfill her VA scholarship, which has been a blessing because it has covered all her med school tuition costs, we will just have to pay back all her undergrad and masters costs. It will, God willing, take care of itself someday, just trying to paint a picture of what is happening out here.