re: Tort (Legal) Reform is by far the biggest issue in the Louisiana Governor’s race

The biggest problem is lack of enforcement. Start booting everyone and rates will collapse.
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Insurance premiums across all industries will never be substantially lower. The only hope is to limit the amount they are increased. Legal defense costs are dwarfed by all other insurance company expenses. Insurance companies spent 1.47 billion on advertising in 2021, which represented only 8% of their total budget.
Can somebody provide any evidence that tort reform laws have been successful in lowering insurance rates?