re: How bad was State Farm the last few years

I'm a GC and deal with homeowners insurance every day. You could not pay me to have State Farm or Allstate homeowners. They are the absolute worst. They screw their policy holders over all day every day. We are fighting with them constantly to get them to pay for what the homeowner is owed. It didn't used to be that way with State Farm but they have fallen off a cliff and deserve a class action lawsuit against them.

I learned really quickly that Shelter or Farm Bureau are who i needed to be with. For the most part they have good adjusters and actually do right by their homeowners. They might be a little more expensive but well worth.