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re: Need help understanding. What is PCI DSS Certification and why do I need it?

Posted on 9/1/23 at 10:59 am to
Posted by captainpodnuh
Baton Rouge, LA
Member since Jan 2004
482 posts
Posted on 9/1/23 at 10:59 am to
If zero is the number, you don't need it. If its more than zero, you need to be PCI compliant, else you risk fines from the credit card processors.
Posted by LemmyLives
Texas
Member since Mar 2019
6569 posts
Posted on 9/2/23 at 2:53 pm to
quote:

risk fines from the credit card processors.


LOLZ. I watched a company with 7 billion in annual revenue get fined $50k a month for non compliance by *one* of the card brands, for nearly two years until we cleaned them up. The fines are generally a joke. ETA, nearly all of the revenue came from payment cards.

The only two things that make merchants pay attention is the threat of changing the transaction rate, and the threat to cut off access to the processing network, which I've never seen done.
This post was edited on 9/2/23 at 2:54 pm
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