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re: Any advice on a Personal Liability Policy vs an Umbrella?

Posted on 6/10/23 at 9:09 am to
Posted by meansonny
ATL
Member since Sep 2012
25764 posts
Posted on 6/10/23 at 9:09 am to
quote:

False.

Personal liability isn’t going to pay anything if its related to an accident in a vehicle or boat.

What happens when the auto insurance liability limits are exhausted?
You are arguing that a personal liability policy is going to ignore that personal lawsuit?

Absolutely not.

People are confusing personal injury coverage with personal liability policies.
Posted by Tiger Prawn
Member since Dec 2016
21967 posts
Posted on 6/10/23 at 2:19 pm to
quote:

You are arguing that a personal liability policy is going to ignore that personal lawsuit?
Yes, because motor vehicles are excluded under a personal liability policy

quote:

People are confusing personal injury coverage with personal liability policies.
No, I’m not. Personal injury coverage is slander or libel. Personal liability coverage has exclusions for certain exposures, like boats, motor vehicles, etc
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