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re: Where to get tractor insurance
Posted on 3/21/23 at 5:42 pm to LSUtigerME
Posted on 3/21/23 at 5:42 pm to LSUtigerME
quote:
What kind of coverage are you looking for?
Theft, fire, basically so that if it got stolen or burned up that my $20k investment isn't gone. I don't use it commercially or even take it off my property.
I checked with USAA today and it is covered under personal items on my homeowners, but only for $3k and thats non negotiable.
USAA directed me to Travelers insurance, who were going to write my policy until they found out I was in Louisiana.
Farm Bureau also told me they wouldn't write a tractor policy without something else covered, as another poster said.
Posted on 3/27/23 at 1:51 pm to indytiger
quote:
Theft, fire, basically so that if it got stolen or burned up that my $20k investment isn't gone. I don't use it commercially or even take it off my property.
In Georgia, this would be covered on your Georgia home insurance policy (just like a lawnmower or Gator that only is used to service your yard... assuming you aren't a commercial farmer).
Posted on 3/27/23 at 1:53 pm to indytiger
quote:
I checked with USAA today and it is covered under personal items on my homeowners, but only for $3k and thats non negotiable.
Is this specific to a tractor or your policy?
$3k for personal items, like “Personal Property”? Or is it a special rider?
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