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re: Homeownership Question

Posted on 2/23/23 at 10:13 am to
Posted by LSUSkip
Central, LA
Member since Jul 2012
17611 posts
Posted on 2/23/23 at 10:13 am to
The owner of the vacant property. Get a lawyer to write a certified letter and have the delivery of that letter documented.

quote:

Ultimately if they fall through an act of God it is your homeowner’s policy that will pay the claim.


False. If there is documentation that they were told that the trees were an issue, they (by way of their insurance) will be responsible for damage.
This post was edited on 2/23/23 at 10:16 am
Posted by AndyCBR
Baton Rouge, LA
Member since Nov 2012
7556 posts
Posted on 2/23/23 at 7:18 pm to
quote:

False. If there is documentation that they were told that the trees were an issue, they (by way of their insurance) will be responsible for damage.


That is not true. You don’t get a “win” just because of this documentation. It’s ultimately a civil matter.

The homeowners insurance will initially pay the claim on the home to get you repaired as soon as possible.

But if the damage is significant and the claim is big they will definitely use that letter to go after the party who owns the property where the trees are.

And you don’t need an attorney to write a letter or send anything certified. Anyone can do that on their own.
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