re: Looking to build a new home and looking for some advice on how to go about it

I may be wrong but if you’re going to buy do take a loan in the building and lot you’ll need all your building information ready. Plans, building cost, builder info, etc to turn into the bank. So take that into consideration if you’re not ready.

We bought our lot cash and used that as leverage with the building loan. This was mainly due to finding an ideal lot and sub contracting.