re: How many of you follow Dave Ramsey's advice for everything?

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I'm mainly referring to the "get out of debt" rules. I recently bought a "new-to-me" vehicle over the weekend.


2019 Toyota Tacoma 4x4 - $24,200 + tax/fees/warranty.


Of course, I financed it with $6,000 down. I could technically pay it off next month with the company stock I've bought over the past few years, but that would only leave me with a few thousand left over. How do you guys "cope" with writing a check that big.


I've treated my company stock account as a savings account. I would really need to be hurting to touch it seeing as to how long of a process it takes through Fidelity to actually get "cash-in-hand". It's like 3-4 days or so. Not to mention the taxes I would have to pay.

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I followed him and to this day i follow most of his principles.

Hes good to follow for kids just getting out of high school or college because usually they dont know what to do with money.